Here’s a great idea you can pass on to your friends, family, or coworkers — whether they’ve owned a home for decades or are just settling into their NEW Home.
Imagine the nightmare of having a home damaged or destroyed. Then, to make matters worse, imagine trying to remember all of the home’s contents for insurance and replacement purposes. Many thousands of Americans find themselves in that situation every year.
Homeowners can create a home inventory list with ease thanks to FREE access to the Insurance Information Institute’s “Know Your Stuff” software, which is available at www.knowyourstuff.org. The software is user friendly…available as an app…and even provides free secure storage online so users can be sure their inventory is accessible in the event that their home is damaged.
After a quick setup, users can create a name for each room in their home — kitchen, living room, family room, master bedroom — and begin adding items. A drop down list is even available with the most common household items as well as the specific information required by insurance companies, in case a claim needs to be filed. Want to add a picture or a receipt for a large ticket item? No problem, just upload the image.
Once the home inventory is completed, it’s a good idea to have the homeowner’s insurance agent review the list to make sure the home has sufficient coverage.